Do you know that there are 20,000 new foreclosures in the United States every week.  That's one foreclosure every four seconds.  
There are also over 7 million home owners currently delinquent on their mortgage.

One in ten U.S. mortgages is late by at least one payment. And seriously
delinquent payments, while down for the quarter, are still up compared
with last year. And perhaps most important of all, there was a
significant rise in the number of newly delinquent loans in the second
quarter. Those late by just one payment, or 30 days delinquent, made up
3.51 percent of all borrowers in this latest quarter, up from 3.31
percent at the end of 2009.

Distressed homeowners need to take action. There are options and even
though the outcome of these options is not what we would choose, given a
choice, we must minimize our losses. As a CDRS Pre-Foreclosure
Specialist, I have the training to evaluate your situation and work with
your lender to find the best solution for you.